--- title: Is Zibo Really Free for Landlords? description: In short, yes! We share the answer to one of the most common questions we receive about Zibo's all-in-one financial services platform for landlords.  image: https://go.azibo.com/hubfs/landlord%20free%20financial%20tools-1.jpeg --- - Landlords - [Renters](https://go.azibo.com/renters.html) - Company [Sign In](https://app.zibo.co/login?from=website) Sign Up - Landlords - [Rent Collection](https://www.zibo.co/payments.html) - [Banking](https://www.zibo.co/banking.html) - [Loans](https://www.zibo.co/loans.html) - [Insurance](https://www.zibo.co/insurance.html) - [Renters](https://www.zibo.co/renters.html) - Company - [News & Insights](https://www.zibo.co/blog.html) - [Who we are](https://www.zibo.co/aboutus.html) - [Work with us](https://www.zibo.co/career.html) - [Help Center](https://zibo.zendesk.com/hc/en-us) [Sign In](https://app.zibo.co/login?from=website) Sign Up # Is Zibo Really Free for Landlords? Posted by [Zibo Team](https://go.azibo.com/blog/author/zibo-team) on Nov 10, 2020 - [Tweet](https://twitter.com/share) ## *In short, yes! In this blog post, we share the answer to one of the most common questions we receive from landlords.* ![landlord free financial tools-1](https://go.azibo.com/hs-fs/hubfs/landlord%20free%20financial%20tools-1.jpeg?width=601&name=landlord%20free%20financial%20tools-1.jpeg) Zibo is a one-stop-shop of all of a landlord’s financial services needs. Our integrated platform provides free tools for rental property owners, including [banking](https://www.zibo.co/banking.html), [rent collection](https://www.zibo.co/payments.html), security deposit management, expense management and Schedule E classification, bill pay, [insurance](https://www.zibo.co/insurance.html), [mortgages](https://www.zibo.co/loans.html), and more. This enables landlords to manage their entire rental business in one platform, with one login — for free.  Zibo’s state-of-the-art security protections will give you peace of mind while keeping your data and transactions safe. In fact, Zibo is built on the same secure payments platform used by top brands like Amazon, DocuSign, and Lyft. ### And yes, it really is free!  One of the most common questions we get from landlords is, “How can Zibo offer all of this for free? It sounds too good to be true!” Our mission at Zibo is to level the playing field for independent landlords who are up against institutional investors with access to more resources. That’s why we provide free financial tools to help landlords save time, stay organized, and grow their business.  So rather than charging fees like traditional banks and software companies, Zibo makes money in other ways in order to provide our platform and tools at no cost to landlords.  Here are the primary ways that Zibo makes money:  #### **1. We earn interest on cash balances.** Like most banks, we earn interest on cash deposits in Zibo bank accounts. However, unlike traditional banks, Zibo gives back most of that interest by enabling landlords to [earn 3.75X the national average interest rate](https://www.zibo.co/banking.html) on their cash with a Zibo bank account. We also have zero monthly or hidden fees and no minimum balance requirements for our bank accounts.   #### **2. We take a small convenience fee on debit and credit card transactions. ** Zibo provides flexible online payment options for landlords to pay bills and tenants to pay rent. You can make payments through Zibo for free using an ACH bank transfer. Or, if you or your renter wants to pay using a credit or debit card, Zibo charges a small convenience fee (2.99%) on the transaction.  #### **3. We earn commissions when you buy products from our partners.** Zibo provides landlords with free access to [competitive loans](https://www.zibo.co/loans.html) and [insurance](https://www.zibo.co/insurance.html) while helping to simplify the application process and increase transparency for both. We make a commission if you use Zibo to buy products from our insurance, lending, or other companies we've partnered with through the [Zibo Marketplace](https://www.zibo.co/marketplace.html?referrer=/), which offers exclusive offers for real estate services like property management, tenant screening, rent reporting, and more.  If this all sounds good to you, we’d love for you to join the Zibo community. Sign up today at [www.zibo.co](http://www.zibo.co/). ##### [**![zibo CTA green](https://go.azibo.com/hs-fs/hubfs/zibo%20CTA%20green.png?width=601&name=zibo%20CTA%20green.png)**](https://app.zibo.co/signup?referrer=/&utm_source=website&utm_medium=blog&utm_campaign=is-zibo-free) --- ### Subscribe to our email updates - Recent - Popular - Categories ### Lists by Topic ### Posts by Tag ### Recent Posts Landlords - [Rent Collection](https://www.zibo.co/payments.html) - [Banking](https://www.zibo.co/banking.html) - [Loans](https://www.zibo.co/loans.html) - [Insurance](https://www.zibo.co/insurance.html) Renters - [Invite your landord](https://www.zibo.co/renters.html) - [FAQ](https://zibo.zendesk.com/hc/en-us) Company - [News & Insights](https://www.zibo.co/blog.html) - [Help Center](https://zibo.zendesk.com/hc/en-us) - [Who we are](https://www.zibo.co/aboutus.html) - [Careers](https://www.zibo.co/career.html) Contact Info - [info@zibo.co](mailto:info@zibo.co) - [1001 Main St, Redwood City, CA 94063](https://goo.gl/maps/BG4STUPjUwkBBxYP6) - - [Legal](https://www.zibo.co/legal.html) • [Terms & conditions](https://www.zibo.co/terms.html) • [Privacy Policy](https://www.zibo.co/privacy-policy.html) • [Pricing](https://www.zibo.co/pricing.html) • [e-Sign](https://www.zibo.co/esign-agreement.html) • [Account Agreement](https://www.zibo.co/deposit-account-agreement.html) \*Zibo banking services provided by Radius Bank, Member FDIC. Deposits are insured up to the highest possible amount allowed – $250,000 per depositor.(2)The National Average is based on the APY average for Interest Checking accounts as published by www.fdic.gov. National Average rate effective as of 6/30/2020. © 2020 Zibo All rights reserved.